Mon - Thu	8:30am - 8:00pm
Fri - Sat	8:30am - 6:00pm
Sun	Closed

Mon - Fri	7:00am - 5:30pm
Sat	8:30am - 2:00pm
Sun	Closed

Mon - Fri	7:30am - 5:30pm
Sat	8:30am - 2:00pm
Sun	Closed

Mon - Fri	7:00am - 5:30pm
Sat	8:30am - 2:00pm
Sun	Closed

Dealership hours of operation
Mon - Thu	8:30am - 8:00pm
Fri - Sat	8:30am - 6:00pm
Sun	Closed

Dealership hours of operation
Mon - Fri	7:00am - 5:30pm
Sat	8:30am - 2:00pm
Sun	Closed

Dealership hours of operation
Mon - Fri	7:30am - 5:30pm
Sat	8:30am - 2:00pm
Sun	Closed

Dealership hours of operation
Mon - Fri	7:00am - 5:30pm
Sat	8:30am - 2:00pm
Sun	Closed

Sub-Prime FAQ

Sherwood Park Car Loans

If you're looking for car loans in Sherwood Park, especially with less-than-perfect credit, our Credit Specialists at Sherwood Park Chevrolet are here to help. We understand that financial setbacks can happen, and we’re committed to helping you find a path forward. Our Credit Specialists work closely with a wide network of lenders and takes the time to understand your unique situation, so we can match you with financing options that fit your needs and budget. We specialize in sub-prime auto financing solutions designed to help you get approved.

Understanding Sub-Prime Car Loans

Subprime car loans are designed for customers who may have lower credit scores, limited credit history, or past financial challenges. Instead of focusing only on credit history, lenders also look at your overall situation to help find an approval that works for you.

Who Qualifies For Our Car Loans?

Our Credit Specialists work with a wide range of financial situations, including:

✓ Bankruptcy
✓ New to Canada
✓ Self-Employed
✓ Consumer Proposals

Once approved, you can browse our new vehicle inventory or used car selection to find your match.

Loan Inquiry

Ready to secure one of our sub-prime car loans? Fill out the form below.

Flexible Options & FAQ

In-House Financing

When you finance directly through our dealership, you avoid the traditional bank approval process and its common roadblocks. This can often be one of the quickest and most flexible ways to secure Sherwood Park car loans, especially if you’re working to rebuild your credit.

Loan Re-Financing

If you already have a high-interest auto loan, we may be able to help you refinance and improve your terms. Our Credit Specialists work to find more affordable options that can lower your monthly payments and make your loan easier to manage, helping you regain control of your budget.

Frequently Asked Questions

What is the minimum credit score required for approval?

There is no minimum score required! We work with all credit scenarios and use our expertise to maximize approval opportunities.

How can I improve my chances of getting approved?

Step number one: inquire with our credit specialists! Also, a down payment or strong co-applicant can help strengthen an application quite a bit.

Can I rebuild my credit with a subprime auto loan?

Yes! Making consistent and on-time payments on your new auto loan will aid in rebuilding credit or establishing limited credit.

What documents do I need to apply?

Requirements vary depending on the lender and your application. Our Credit Specialists will guide you through exactly what’s needed to complete your application and secure approval.

I want to get approved! What are my next steps?

Inquire on our form above to get the process started! From there, a member of our team will get in contact with you to help you along the way.

Can self-employed individuals get approved?

Absolutely! Our Credit Specialists are experts in navigating approval solutions for a variety of income sources including self-employment.

I’ve been declined elsewhere, should I still apply?

Yes! Many of our customers come to us after being declined elsewhere. We specialize in challenging credit situations and maintain strong lender relationships that often allow us to secure approvals where others cannot.

Refer a Friend & Earn $500

Help someone else secure their own Sherwood Park car loans. Refer them to us and earn $500 when they purchase!

*Credit financing and cash back options are available on approved credit only. Sherwood Park Chevrolet is an AMVIC Licensed Dealer.